FAQ
Here you’ll find everything you need to know about Spenfi.
If you cannot find something, email help@test.spenfi.com
Spenfi automates the entire accounts payable process, from the initial budgeting to transaction to the bookkeeping entry. We do this through a combination of a Visa/MasterCard, Mobile app, Online Admin Dashboard and our advanced data management algorithms.
If your business spends money, we’re can help! Spenfi was built to be agile and customisable enough to assist any business – regardless of size, industry, and structure.
Companies outside the European Economic Region can use Spenfi to manage expenses and invoices. However, the Spenfi cards and accounts are currently only available to companies incorporated the European Union and the UK.
- Go here and enter your details to create your account!
- You can immediately start adding your employees and assign them budgets and cards.
- Regulations mean we require your registered company details, address, and proof of ID.
- You can also download the Spenfi mobile app from either the iOS AppStore or Google Play.
We aim to process all applications within 24hrs and deliver cards the next business day
Prices are dependent on your plan, and the individual services you use. More information can be found on our pricing page.
There are no charges to start with Spenfi. We do charge €5 for every physical card issued (virtual cards are free), there is no minimum order, minimum load amount or users.
Spenfi helps your organisation easily record all employee spending, regardless of how the expense is incurred. You can set budgets to control how much your employees, teams or project can spend. With intuitive tools like the mobile app and web console, you’ll be able to track spending real-time, instantly transfer funds to all card holders, establish budgets and rules, and much more.
Yes, Spenfi can be connected to most accounting systems as we offer customised CSV exports. We also are working to directly integrate with biggest accounting software providers and have APIs for connecting Spenfi to any business flow.
Yes! Spenfi can be used Worldwide, wherever Visa and MasterCard is accepted
The minimum number of users is 1, there are no minimums on card numbers. The minimum account top up value is €50.
Yes. Your funds are held by our card provider – Monavate Limited, pursuant to license by Mastercard International. Mastercard is a registered trademark of Mastercard International Incorporated. Monavate Limited is authorised by the Financial Conduct Authority under the Electronic Money Regulations 2011 for the issuing of electronic money and the provision of payment services (FCA Register reference 901097). Therefore your funds are segregated from Spenfi and safeguarded by law from any claims by creditors in the unlikely event of insolvency. All your funds are protected under the Bank of England's Financial Services Compensation Scheme.
Spenfi takes the security of your data and money extremely seriously. It’s why we use bank-level encryption of all your data as standard. We let you limit the amount of money that can be accessed, as well as enhanced card security features including remote-locking, 3D secure, and disabling ATM, online or magstripe transactions.
We have help guides and videos for common questions. We also have Spenfi Assistant – which provides help in the dashboard. If you’re really stuck, we also offer live chat support in the dashboard and app.
Opening an Spenfi account only takes a few minutes! Get started here.